I refinanced with Chase 2 years ago. They promptly sold my mortgage (THE NEXT DAY) to Freddie.
I said wtf you gotta be #^&#^&#^&#^&ting me. Now Chase sends me the bill but the mortgage is owned by the govt. That's bull#^&#^&#^&#^&. They scammed the system
I got 5.25% maybe time to tell them to eff off. That's another $100 a month...