Sounds like a plan to me!
I'd love to Fish with you sometime!
I personally love Toyota's!... my wife drives the Avalon and is very happy with her car!
I'm looking around myself for the Tundra...
And as you so eloquently stated in your e-mail, there are advantages to be had in either method of acquisition when purchasing a vehicle. The BIG difference as you had stated was in the methods of finance for a vehicle.
If you don't have the $ available to purchase outright, then a dealership is the way to go for you. Not to mention, dealers can offer some fringe benefits that you won't get on purchasing via wholesale...
It's really a matter of preference!
