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Bill I said this here before in a previous health care thread. I think Docs should be "assigned" to a pool of people. Let them specialize in one area, whatever. You have one PCP and he's paid per year to administer your care for whatever it takes. No billing the insurance company $700 dollars for a hand brace. You can buy the SAME thing at walgreens for $39.00
No more billing $700 for advil or tylenol. You get assigned a hospital, they get paid a flat payment for each individual. No more driving 50 miles to go to a hospital you like more but are more expensive. You got a local hospital that would be paid much like your pcp. Incentivize it for keeping people out of the hospital somehow.
In your instance these rates are pre-determined in the contracts with individual doctors. I think they do it this way on purpose. If the insurance kicks the payment back you pay the elevated rates. They don't #^&#^&#^&#^&er either and that's not right.
System is broke. Cept no-one will stand up and fix it. Ma was the leader in this o'bamacare bull#^&#^&#^&#^&. The Ma system is flawed worse now than it was before they passed all this crap.
Rates should have gone down when 300,000 additional people were added to the pool in the first year. I believe I saw recently it was 1 million added. Why haven't the rates gone down? I have watched this unfold over the last 10-12 years now. The insurance companies lobbied for this in Ma. They got a free bone from Romney back then, took it and ran.
He CAME from an insurance company....
I don't need to pay $125 a month for prescriptions. My family doesn't use the stuff. Once to twice a year typically.
You should be allowed to manage your own costs.
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