Ed, you do not need the gold or any other upgrade chip to use the Fish N Chip with that unit. Just get the Fish N Chip East in the SD format.
I have that chip if you want to check it out sometime to see for yourself the level of detail you get with it. It's just like a topographical map of the bottom allowing you to really pinpoint structure that you may have never known existed otherwise.
I don't know the answer to your other question. It would seem as though you could, but someone with more computer experience than me should be able to answer that.
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