Quote:
Originally Posted by TheSpecialist
Good points but not what I am saying.
We would not use medicare rates, and the paperwork would go to the health insurance company. Rather than 100 different insurers haggling over rates you could average the rates and that would be the max that any hospital or doctor could charge for that procedure whether the person has health insurance or pays cash. This way everyone is paying the same.
Right now if I have insurance and you do not we pay different amounts for the same quality of care:
My insurance might pay 200 for a checkup, and I pay my 10 copay
You might see the same doctor, get the same care but with no insurance and paying cash you pay 395.
That is not a good way to control or keep health care costs down.
The fed could say to the doctor you can charge 265 for the check up no matter what insurance someone has or doesn't have, because that is the average rate the 10 best insurers would pay you.
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I get what you're saying, but what you're suggesting is not sustainable.
Is it a matter of fairness or keeping down costs? From your description, it seems like you want Uncle Scam to further regulate things because "it's just not fair".
The strict regulation of charges that you suggesting is one baby step away from completely socialized medicine. Why not just completely nationalize health care?