"Although an individual is 50 percent more likely to have a car accident in a year than to be hospitalized, the average bill for a hospitalization is over two and a half times higher than the average loss for a car accident. And, while the bill for a single hospitalization is about the same as the loss from an average house fire, a person is ten times more likely to be hospitalized than to experience a house fire."
"On average, uninsured families can only afford to pay in full for about 12% of the admissions to hospital (hospitalizations) they might experience. Even uninsured families with incomes above 400% of the Federal Poverty Level (FPL) can afford to pay in full for only 37% of their hospitalizations. "
The Value of Health Insurance:#^& Few of the Uninsured Have Adequate Resources to Pay Potential Hospital Bills