Need a new computer for the home (family). What should I get? Had a lightning bolt hit close by and zap ours. Everything was backed up but computer is gone (among a lot of other things

). Insurance will pay replacement value for like/kind. If I upgrade to something better, they will still reimburse for replacement value of like kind. Want to upgrade from the Dell that we had.
What should we get Mac/PC? Dell, HP, Apple?
What about all that other technical stuff (TB, GB, GHz, MHz)
Any suggestions (pro’s & con’s)???
Wife and I have each have laptops for work that we use at home. This will be for family (fish) pics, family (fish) movies. Some GoPro stuff etc, etc. Doesn’t need to be a laptop either……
Thanks for any suggestions.........