Quote:
Originally Posted by Jim in CT
"If you work for a larger employer, you're probably self insured and the new mandates that have been already put in place didn't impact the cost that much."
Huh? If I run a large compoany that self-insures, these changes increase my expected loss costs by the same amount as they would increase if I was a health insurance companyYes, for the items that apply to both fully insured and self funded - but not all of them do. . Large companies that self insure, typically self-insure the lower end of costs. They buy insurance policies for the catastrophic stuff. And their employees pay a portion of the premium.That is called stop loss insurance. An town most likely self insure but won't buy stop loss insurance
Paul, you keep making assumptions (like you don't believe premiums are being ramped up, and that if you work for a large company, your premiums haven't gone up much) that are wild speculation at best, demonstrably false at worst.
Healthcare costs are not going down as the Messiah promised they would.
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I didn't claim that they would go down but Johnny claimed that they went up b/c of Obamacare but still hasn't provided 1 bit of evidence.