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Old 02-27-2013, 09:04 AM   #82
Jim in CT
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Join Date: Jul 2008
Posts: 20,441
Quote:
Originally Posted by PaulS View Post
Estimated cost to cover to age 26 from age 19 range from 0.5% of claims to 1.5% of claims.
Where did you get this data?

Let's say I have a typical policy for my wife and I, total cost is around $900 a month for a middle-aged couple (that includes what the employee pays, as well as what the employer pays, in other words, the total cost of a health insurance policy).

Let's say that now, because of Obamacare, I have to include coverage to my 25 year-old son. If I assume the high-end of your estimate (1.5%), you're telling me that adding my son only adds $13.50 a month to the cost of my policy(.015 x 900 = 13.5)??

No way, PaulS, no way...

A healthy 25 year-old will pay hundreds of dollars a month for a typical health insurance policy. Not $13.50. That is much more than the 1.5% increase you cited.

Johnny D, you are pretty young, and I believe self-insured. When you were 25, could you get a health insurance policy for $13.50 a month? Maybe in Zimbabwe, not in America.
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