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Old 03-20-2013, 09:36 AM   #8
Jim in CT
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Join Date: Jul 2008
Posts: 20,441
Quote:
Originally Posted by RIJIMMY View Post
my grandmother is 85, fat all her life, used to smoke like a machine, had 8 kids and still lives alone
My parents exercised when no one did, white bread was not allowed in our house, both were in amazing shape all their lives. Both died before 65.
who the hell knows?
Those are exceptions to the rule.

I can find a 16 year-old kid driving a Ferrari who won't have a car accident this year, that doesn't mean you give him free insurance. Yuo manage to the expectations, and the crystal clear expectation is that people whoe choose to over eat and smoke will be much more expensive to insure.
Jim in CT is offline