Quote:
Originally Posted by RIJIMMY
I think Dangles and Johnny would be happy with that and I have no complaints. BUT - I get irked when we involve the government. Our governemtn should not get involved in personal choicies - religion, sexual preference, abortion, eating healthy, exercising, etc. None of your f-ing business what I do and choose to do.
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I absolutely would be happy with that. When I first got my driver's license, I paid more for my insurance than my girlfriend did. Why? Because statistics show that young males are higher risk to insurers, not because of more frequent accidents over females but because when accidents do happen, there tends to be significantly more damage (and cost).
Why shouldn't the same risk-management be taken into consideration for people that live unhealthy lifestyles? I don't care if you smoke, drink, do drugs or eat yourself into a coma. What I do care about is when those actions affect myself and other responsible people.
I smoke the occasional cigar and usually have a few glasses of wine at the end of the day. If my insurance was going to cost more because of it, I'd make a cost-benefit decision to either continue and pay a higher premium or limit my intake to pay less. No different than the cost-benefit decision that should be made when buying a Mustang GT with the significantly higher insurance premiums that come with it.
The root of a lot of these problems is the system of employer-supplied insurance. Damn that Truman and his wage controls...