Quote:
Originally Posted by JohnnyD
As a healthy 30 year old, at what point do I just put all of my assets into a Trust, pay the 1% fine and put the $600-800/month I would be paying for insurance coverage into a mutual fund and roll the dice. ERs are obligated to treat me regardless of ability to pay and if I have some catastrophic medical episode, merely declare bankruptcy. This is a no-brainer for any healthy 26 y/o being kicked off their parents coverage that makes more than $45k and has to find individual coverage. Pay the fine "tax" and save upwards of $5000 - and that's even *with* paying out of pocket for yearly physicals.
For the full article:
Most individual health insurance isn't good enough for Obamacare - Apr. 3, 2013 |
From what I've been told, at that young of an age you don't need a physical every year if you're healthy. I know a lot of younger people are doing/plan to do exactly what you are talking about.