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It's one of the biggest scams around, I pay you for insurance in case something bad happens, most of us pay for a long time with no claims, something happens, I fight to get the right amount for the damage, I have to pay an additional deductible on top of the money I already spent on coverage, then they raise my rates because I used a service that I have paid for ?
But what do I know, I am just one of the misguided, middle class, who doesn't get the big picture.
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