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I understand Johnny, but a check is a substitute for currency and should be worth the face value of the note. If the check is drawn on Citizens Bank's paper, it should be worth the face value at a Citizens branch. They should honor their own paper. The issuer has to have an account at Citizens and as a result, pays for the teller.
It may just be perception, but I believe they are undermining the trust in the banking system of checks.
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