Get a sit-on-top. From what you describe you could get a completely bare yak and just put a rod holder on it. The plug bag and eel just toss in a milk crate or tuck under the bungees of the talkwell.
I would go used, a lot of people buy them and find out it's not for them. Just make sure the bottom isn't trashed and the top isn't full of holes from being stripped.
I strap my yak down in the pickup bed, but almost no one else seems to.
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