Quote:
Originally Posted by Pete F.
Actually Switzerland's healthcare looks a lot like Obamacare, except the insurance company can't make a profit on it.
A huge difference. If the insurance companies were not allowed to make a profit, they, including AARP, would not have supported it, and it would not have passed.
Swiss are required to purchase basic health insurance, which covers a range of treatments detailed in the Swiss Federal Law on Health Insurance (German: Krankenversicherungsgesetz (KVG); French: la loi fédérale sur l’assurance-maladie (LAMal); Italian: legge federale sull’assicurazione malattie (LAMal)). It is therefore the same throughout the country and avoids double standards in healthcare. Insurers are required to offer this basic insurance to everyone, regardless of age or medical condition. They are not allowed to make a profit off this basic insurance, but can on supplemental plans.[3]
The insured person pays the insurance premium for the basic plan up to 8% of their personal income. If a premium is higher than this, the government gives the insured person a cash subsidy to pay for any additional premium.[3]
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As I said--"as far as "country" or government run health care goes, Singapore and Switzerland are probably the two best and they are far closer to free market than the others. The more market oriented health care is, the better and less costly it is.
They are both highly market based plans which include a few government mandates which benefit the poor. The Swiss plan could work here without the buying mandate and some other minor changes--we are vastly different than Switzerland and Singapore (demographically, politically, culturally, immigration-wise, size of population and land to govern, constitutionally, etc.). Here are two articles of interest:
https://www.forbes.com/sites/theapot.../#637d799e7d74
http://www.forbes.com/sites/theapoth.../#a2878252e878
I posted above the Oklahoma surgery clinic (there are others including general care clinics) as an example of free market health care where prices are far lower than standard hospital prices for the same procedures. I also mentioned that other surgeries that are not supported by insurance or government subsidy such as Lasik and cosmetic surgery whose prices are way lower than insurance/government mandated procedures are and in which prices have even gone down due to market competition.