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Originally Posted by Fly Rod
If your plan is so terrible why would you switch your wife to your plan?
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We've been on my plan for some time now. My frustration with our current plan is that out of pocket expenses have skyrocketed the past few years. My assumption is that this has happened to most people.
We have thought about comparing our present situation with what her company could offer and see if there's a net benefit.
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Is hers worse or do you feel that they owe you more such as free gym?
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We used to have a gym reimbursement which was taken away some time ago. I found this to be silly...
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For my family plan of 12,000 dollar plan which my employer pays fully We do have to pay the first 1,000 of doctor,medical bills that acumulate for the year. Nothing is taken out of my pay check to pay towards the premium. I'm futher ahead of the game then having to pay 30 - 40% of the premium.
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I'd like that better than what we have. I pay several hundred each month for my family plan w/some deductibles.
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There are employers that will negotiate some of the difference if the employee chooses not to use the companies plan.
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And (for the millionth friggin time) I never said there wasn't!
-spence