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Enjoy your savings of a couple grand while the recession is triggered from people who will be effected negatively by this stop spending. Just wait and see what happens when all of the personal bankruptcies happen due to medical bills. And when the recession causes the stock market to tank, enjoy watching 20 to 30% of your life savings evaporate.
Your logic is like watching the glee from the kid who just bent over to pick up a $20 bill on ththe sidewalk only to walk right into a telephone pole.
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As opposed to bending over to pick up a 20 and having someone else take 50 out of your wallet while not looking. Now they are only taking 32.50 when you bend over