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Old 02-29-2016, 02:07 PM   #152
buckman
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Quote:
Originally Posted by PaulS View Post
But medical inflation have been decreasing recently.

Maybe the Reps. will let Medicare negotiate drugs prices directly with drug manufacturer just as the insurance companies do. You're right is not affordable but that has been a many decades long issue.

New data released today by the Kaiser Family Foundation show that premium growth in employer-sponsored coverage remained slow in 2015, extending the recent streak of unusually slow growth. Taken together with estimates of current trends in Medicare spending released this summer, these data suggest that underlying growth in per-enrollee health care costs remains low, even as the dramatic expansion in coverage since early 2014 drives a temporary uptick in the growth of aggregate health care spending.



1. Premiums in employer-based coverage continued to grow slowly in 2015. The new Kaiser survey finds that the average premium for employer-based family coverage grew 4.2 percent in 2015. While slightly faster than the record-tying 3 percent rate recorded in 2014, this reading for 2015 continues the recent pattern of unusually slow growth; the last four years account for four of the five lowest growth rates since the survey began in 1999. The Kaiser estimates corroborate earlier estimates from the Bureau of Labor Statistics’ Employer Cost Index that showed that slow growth in employers’ health benefit costs continued into 2015, as well as results from a national survey released last week by the consulting firm Mercer, which found that employers have seen slow growth persist through 2015 and expect it to continue into 2016.
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Premium growth is slow because the product is worse . Look at your deductible compared to before the ACA . Your out of pocket is way up .... Unless of course you get it subsidized .
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