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I just retired and we are fine. We lived very frugally for most of our lives. Hell, I'm driving a TrailBlazer with 235,000 miles on it and my pickup has 150,000.
We always saved what we could without depriving the family of anything. We didn't tour Europe, Asia or South America but did do the Disney thing and Florida for a week every winter.
I didn't buy a boat until I was 58 and I have worked constantly. I have been accused by more than one member of this site of being a workaholic. Seems like it paid off.
House, cars, boat are all paid for. No cc debt. Basically taxes, insurance and the normal monthly expenses. Bingo!!!
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