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Old 11-03-2013, 10:57 AM   #41
Jim in CT
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Join Date: Jul 2008
Posts: 20,428
Quote:
Originally Posted by detbuch View Post
Now you're really losing me. We need a government program to pay for hundreds of thousands of dollars? If there were such a program, don't you think there would be a lot more cases of such need as exist now? And if the government was willing to pay for them all, wouldn't that even raise the cost of the medicine even more? It sounds like the prescription for more of the same escalating costs we are experiencing now--on steroids.

Wouldn't it be more effective, and more economically reasonable for the rest of society, if the individual negotiated those prices rather than the government either just paying them or instead controlled them.

If your friends could not afford to pay, the medical providers could not collect. Either negotiation or default would occur. Third party has distorted this into a spiral of higher costs, government intervention, and unsustainable debts.
"We need a government program to pay for hundreds of thousands of dollars?"

Our consciences should demand that we need something to lessen the burden tee people face. In the absence of private programs providing the safety net, the gubmint could do it.

"If there were such a program, don't you think there would be a lot more cases of such need as exist now?"

Yes. Detbuch, you and Scott are sharp enough to play devil's advocate, where you could articulate dozens of potential pitfalls and abuses. In the meantime, innocent decent people are suffering for things they could not possibly control. If we can split an atom, perhaps we can figure out a way to address this too.

"If your friends could not afford to pay, the medical providers could not collect."

These are dear friends. They could afford to pay most of it, and it cost them everything they had. They had a child born with leukemia and bad kidneys, and they were absolutely wiped out by the bills. Household income was about $125k, and they had decent insurance.

They had decent insurance, they got help from family and friends, our town had fundraisers, they relied on charities like Ronald McDonald House. And still, they got wiped out. Every cent of home equity, gone. Every cent they had saved since they started working, gone. Credit cards maxed out. Every cent was for medical expenses.

I don't claim to be able to answer any of the "well, what about THIS" gotcha arrows you can sling my way. But my claim is that we can do a little better in this area.
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