Quote:
Originally Posted by Liv2Fish
Lots of people do it and nobody will be the wiser unless you have to sell it down the road - could make id difficult.
Also, consider this: If you have a fire that happens to start in the basement, your insurance CO will likely deny your claim due to the illegal renovation. That's the reality. And god forbid, someone dies in that fire...
Permits are really your best protection from risk and liability.
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Sounds like the response of a contractor, but it is 90% BS.
A good idea is to use the cement board(?) that you would use for tile in the bathroom for the bottom 2' of the wall board.This will not wick moisture in the unlikely event of a water intrusion.Also,you can usually skip insulation as the temperature in a basement typically does not vary much more than 5* seasonally.