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Most Sit-On-Top fishing kayaks are a lot more stable than you think they are. Unlikely that you'll flip just from reaching behind you. Just swing your legs over the side and you're good.
I have the same Pro Angler as BigFish. Super stable. The storage in front of you is definately one of the nice features of the Pro Angler. I've never measured the draft with fins and rudder down, but I'd guess and say it's somewhere between 12"-18". When you're coming into shallow water, either pull the Mirage Drive or peg the peddles at the extreme ends of their travel and the fins will be up against the hull. The rudder will kick up anyways.
The Pro Angler is one of the most expensive in the Hobie lineup. There are deals to be had though if you're patient. I bought mine used (it's an '09) with two scupper carts, rigged fish finder and battery pack and a new trailer for $1800
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