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if you have 20% down and a credit score of 700 or better, banks will loan the money to the buyer in our area. Properties here under 350,000 are selling average time on market is 5-6 months, there are no buyers in the 600,000-900,000 range and there is one buyer over a million average time on market 18 months.. If you go through Mass Housing you can put down as little as 3% if you meet their standards.
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