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The Scuppers This is a new forum for the not necessarily fishing related topics... |
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09-26-2012, 09:09 AM
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#1
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Not Jack
Join Date: Feb 2009
Location: Other Cape
Posts: 1,239
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MA car insurance
Need to finally switch my tags to MA and become a m@sshole. Any suggestions on a good auto insurance company? Or any nightmare stories, companies to avoid?
Thanks
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09-26-2012, 09:17 AM
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#2
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Registered User
Join Date: Sep 2003
Location: Libtardia
Posts: 21,692
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Talk to Rob Taylor
Posted from my iPhone/Mobile device
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09-26-2012, 09:27 AM
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#3
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Registered User
Join Date: May 2003
Location: Newport, RI
Posts: 2,316
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They all suck. Total scam industry. Buy a bicycle or something. $%&^&*(_()&*.
Seriously I have no idea. I'm never owning a nice car again. Too financially risky.
Yeah, I'm kind of bitter. To that end, NOT impressed with Geico. Never needed insurance before, finally did in an accident that was 100% the other party's fault, and it has been quite the nightmare.
Various battles with the adjusters to get all the work done that they should have written up in the first place (makes me wonder WHY they didn't write it up...), they won't fix the A/C that failed because of the accident because it can't be 100% proven the accident caused the failure (I'm sure the massive front end collision had nothing to do with it), the numbers as it relates to what would total the vehicle kept moving, they valued the car HIGHER then what it normally would be worth because it was in such good condition which helped keep it from being totaled, the list goes on much longer then that but I don't have all day to list all the details.
My car is now worth half what it was if the sampling of my attempted trade in attempts is any indication due to the extent of the frame damage and I have a $1500 repair bill for my A/C. This was in RI, but take it for what it's worth. Quite heated about the whole ordeal...
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09-26-2012, 09:36 AM
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#4
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Not Jack
Join Date: Feb 2009
Location: Other Cape
Posts: 1,239
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Not sure if I trust the bobcat on that one. If I needed to file a claim, he'd likely be out fishing
I have heard that Geico is atrocious. Spends all their money on advertising. I've previously had Allstate, which was OK. But if there's a better one I'm all ears.
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09-26-2012, 09:56 AM
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#5
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Chris Blouin
Join Date: Mar 2009
Location: Warren, RI
Posts: 3,330
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This is in RI, but here's my findings.
Progressive, good rates, was great when I slammed a deer with my truck, no hassle on the fixes, everything was handled great.
Allstate. Great company, but rates would raise every 6 months due to state increases. I stopped going with them after they refused to lower my rates after getting other quotes.
Back to progressive now, no issues.
I went thru AAA and got a sick deal and I added a renters policy which was twice the value of all states and cheaper.
Posted from my iPhone/Mobile device
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09-26-2012, 10:24 AM
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#6
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Old Guy
Join Date: Oct 2004
Location: Mansfield, MA
Posts: 8,760
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All my insurance is through Amica. I've had several circumstances where they've just 'wrote the check' no issues. Car and House.
The tree through the house roof was a little sick but they paid the entire claim without bitching
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09-26-2012, 10:42 AM
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#7
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Registered User
Join Date: May 2003
Location: Easton, MA
Posts: 5,737
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Quote:
Originally Posted by striperman36
All my insurance is through Amica. I've had several circumstances where they've just 'wrote the check' no issues. Car and House.
The tree through the house roof was a little sick but they paid the entire claim without bitching
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I used to have Amica and cannot say enough good things about them. I had my house, car and boat insurance with them when I lived in RI and wouldn't have switched except we moved back to MA. Our good family friend is an agent who doesn't do business in RI but hooked us up in MA.
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Conservatism is not about leaving people behind. Conservatism is about empowering people to catch up, to give them tools at their disposal that make it possible for them to access all the hope, all the promise, all the opportunity that America offers. - Marco Rubio
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09-26-2012, 10:43 AM
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#8
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Registered User
Join Date: May 2010
Location: Pembroke
Posts: 3,343
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I deal with insurance companies frequently and just had a surprising instance with Arbella. A customer of mine was in a front end collision in 2/12, noticed in July it was using coolant,of course it was accident related..anyways it needed cylinder heads, Arbella sent out an adjuster. They looked at it determined it was covered..I was amazed. Replacing cylinder heads would have been approx $3500.00 , figured Arbella would depreciate it down to near 0 coverage, I spoke with the claims adjuster Arbella offers a "direct replacement" clause which the customer had (they said it was cheap to add) and the Insurance Co paid the entire bill, no questions asked. I was amazed, I'm looking into changing my policies over in March .
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Does your incessant whining make you feel better? How about you just shut the hell up and suck it up? It's a fishing forum , so please just stop.
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09-27-2012, 06:08 AM
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#9
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lobster = striper bait
Join Date: Jul 2002
Location: Popes Island Performing Arts Center
Posts: 5,871
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Quote:
Originally Posted by Pete_G
They all suck. Total scam industry. Buy a bicycle or something. $%&^&*(_()&*.
Seriously I have no idea. I'm never owning a nice car again. Too financially risky.
Yeah, I'm kind of bitter. To that end, NOT impressed with Geico. Never needed insurance before, finally did in an accident that was 100% the other party's fault, and it has been quite the nightmare.
Various battles with the adjusters to get all the work done that they should have written up in the first place (makes me wonder WHY they didn't write it up...), they won't fix the A/C that failed because of the accident because it can't be 100% proven the accident caused the failure (I'm sure the massive front end collision had nothing to do with it), the numbers as it relates to what would total the vehicle kept moving, they valued the car HIGHER then what it normally would be worth because it was in such good condition which helped keep it from being totaled, the list goes on much longer then that but I don't have all day to list all the details.
My car is now worth half what it was if the sampling of my attempted trade in attempts is any indication due to the extent of the frame damage and I have a $1500 repair bill for my A/C. This was in RI, but take it for what it's worth. Quite heated about the whole ordeal...
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Jesus dude, talk to H next time we're down. She does ins for a living.
Allstate is decent here in MA.
Used to have Commerce for years but Allstate was cheaper.
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Ski Quicks Hole
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09-27-2012, 06:48 AM
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#10
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........
Join Date: Apr 2002
Posts: 22,805
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i second the Allstate
phone 401-765-5000
very pleasant to deal with
talk to iliana olea (sweet)
their price beat everyone elses
bend over backwards service
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09-27-2012, 07:57 AM
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#11
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Registered User
Join Date: Jan 2007
Location: Harmony, Rhode Island
Posts: 311
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If you (or a family member) were ever in the military, try USAA.
Cheap and good.
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10-01-2012, 05:32 PM
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#12
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Moderator
Join Date: Oct 2000
Location: 4 hours from my favorite place
Posts: 5,366
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Arbella....
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Simplify.......
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10-01-2012, 07:35 PM
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#13
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Secretsquirrel
Join Date: Dec 2010
Location: South Shore , MA
Posts: 659
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Quote:
Originally Posted by chrisjoe13
If you (or a family member) were ever in the military, try USAA.
Cheap and good.
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Hands down the best insurance company of all time.
They go way above and beyond with their customer service. I'm amazed at how good they are.
I had commerce before and I would never use them again.
Posted from my iPhone/Mobile device
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10-02-2012, 07:59 AM
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#14
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Registered User
Join Date: Aug 2006
Location: Melrose MA
Posts: 587
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My family and I have always used Amica (from back when you needed to be referenced in), nothing but great things to say. Now that I am married my wife is a USAA member from her dad's service and they are amazing as well. Their buying power non negotiation car prices are worth it for a year. I walked into a dealer talked for a while and stated the price and why. He immediately wisked me to the managers office and I got my vehicle at a VERY good price.
Posted from my iPhone/Mobile device
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10-02-2012, 08:04 AM
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#15
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Super Moderator
Join Date: Sep 2003
Location: Georgetown MA
Posts: 18,203
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Don't forget about the $250 surcharge for being from Philly.....thats how we weed out the un-desirables 
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"If you're arguing with an idiot, make sure he isn't doing the same thing."
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10-02-2012, 01:56 PM
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#16
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Registered User
Join Date: Oct 2005
Location: Gloucester, MA
Posts: 404
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USAA if eligable
Originally Posted by chrisjoe13
If you (or a family member) were ever in the military, try USAA.
Cheap and good.
Hands down the best insurance company of all time.
They go way above and beyond with their customer service. I'm amazed at how good they are.
I had commerce before and I would never use them again.
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10-02-2012, 04:05 PM
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#17
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OLDGOAT7205963
Join Date: Mar 2006
Location: CAPE
Posts: 693
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Stay away from Travelers. They are more interested in there agents than in the paying customer.
Had insurance on a vehicle (stamped registration) and when I had a problem come to find out I wasn't insured.
I guess the agent had no errors and omissions policyandI have never heard from him.
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10-03-2012, 07:47 AM
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#18
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lobster = striper bait
Join Date: Jul 2002
Location: Popes Island Performing Arts Center
Posts: 5,871
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Quote:
Originally Posted by OLD GOAT
Stay away from Travelers. They are more interested in there agents than in the paying customer.
Had insurance on a vehicle (stamped registration) and when I had a problem come to find out I wasn't insured.
I guess the agent had no errors and omissions policyandI have never heard from him.
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Thats the agent's fault, not Travelers.
They're responsible with getting all info to Travelers, which they clearly did not.
I don't deal with my agency with my marine insurance, only direct.
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Ski Quicks Hole
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10-03-2012, 10:31 AM
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#19
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Jiggin' Leper Lawyer
Join Date: Oct 2000
Location: 61° 30′ 0″ N, 23° 46′ 0″ E
Posts: 8,158
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My agent keeps switching us between Safety and Arbella, depending on which company offers the better rates at renewal. No problems with either.
Of course, we haven't had to make a claim. 
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Wise men speak because they have something to say; Fools, because they have to say something.
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