insurance & LLC question

[quick decision]

I am going to maintain (landscaping & snow plowing) a condeminum this year. I have some questoins on starting a LLC and the insurance I am required to carry. Anybody done this before? Help needed!

[gone fishin]

Get a good lawyer to help set you up properly and you will need $$ for insurance. Hiring help? Workman's Comp will croak ya. If you are figuring on hiring help, be sure to look into the health insurance law.

[Mr. Sandman]

This is the core of the problem with this economy. The more laws, rules and taxes imposed on small business in this country the less incentive one has to create the very thing the US needs right now....jobs, jobs that hire people who pay taxes. They just don't get it.

IMO instead of giving handouts out to those in need to stimulate the economy (which we all know ends up just going to wallmart to buy stuff to stimulate China's economy) , if they created incentives (read rewards) to create jobs we would be far better off in the long run. But no...lets tax and fee the hell out of a poor guy who is trying to create a small business...after all he's rich and then we can give that money to the poor for healthcare

It is a complicate and scary nightmare hiring employees now. I can't recall a more dangerous time to start a business. This is the very problem with this government. How's that hope and change working out for ya?


IMO Health care should not be the employers responsibility PERIOD. How come no one talks about this in government.?

Good luck to you. IMO the government should be helping you get started, I can thing of dozens of ways how.

[stcroixman]

have a lawyer set up a single member LLC and check the box as a disregarded entity. Also talk to your CPA because this will be self employment income.

[HESH2]

gotta get youself a insurance policy for $1 mil liability,property damage etc.used to cost me an extra $500 on my business policy few years back.did condo's by myself,if sons were arround they would help during holidays,took wife 1 day because my back was shot to try and work snow blower.read contract fine print to see whay you gotta due.that being said i wrote all the contracs except 1.had been sued for a fall at 1 condo but their maintance people were supposed to shovel and sand walks.if you come they will sue.other contrac had clause in in if your truck leaked oil or anything in driveway you bought it.don't foreget condo's looking for cheapest price and they will hold you to it,alot of different units and people to deal with.better sticking to commercial parking lots.if you hire help dont even think of doing it.i hired subs with insurance to do work i did'nt want to do,had them sign contrac.

[Joe]

You need to run your landscaping business just like everyone else who owns a landscaping business: hire illegals.

[Slipknot]

Originally Posted by Joe

You need to run your landscaping business just like everyone else who owns a landscaping business: hire illegals.

pretty much like so many contractors,carpentry crews and painters.....

a lot less paperwork and red tape

[quick decision]

I thank you for all your insight.