With the three factors that you speak of:
Short season; Traveling 85 miles and Weather dependent, I think that I would charter a boat when I felt the urge to go fishing. that would be alot cheaper in the long run. Unless you are trailering the boat and keeping it in your back yard and the boat is maybe 18'-23' give or take a couple of feet, fiberglass and mostly maintiance free.
And to get back to your oringinal question: If you are not using your boat at least 3days a week then I would think that it does not justify having it.
Also if you derive so much pleasure out of just polishing it and pulling maitinance on it
buy one with out a motor keep it in your back yard and work on it till you are content with the gleen and the sparkle that you derive from your hard work.
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