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I don't think it's really "damage" as much as re-shuffling of structure. Shorelines, especially soft sandy ones, are forever shifting due to storms, winds, and currents. Every spring brings some changes, and the fish adapt their activities to them. Humans have come up with the concept of storm "damage". We take possession of pieces of land that have been forever changing due to storms, flooding, and just time. When we "own" that piece of land, we call those changes "damage". It's kind of foolish to build on dunes, floodplains, etc, and expect compensation when nature runs her normal course.
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