Larry, be very wary of the CC people - believe me they are
not your friends and they'll put ya in a financial death spiral quicker than you know. If ya can't pay cash, ya can't afford it.
Just duck and cover - it's gonna wash over us but it's gonna take longer than everyone expects and the worst is yet to come.
Sounds like you and the Mrs are doing all the right things - extra jobs, cutting back on non-essentials, hopefully watching personal expenses etc.
Hey did I mention -
GET RID OF THE CREDIT CARD DEBT ASAP
There isn't one single thing you can do that is more important to the financial future of you and your bride. Trust me, I'm an old fart and I've been there - if you can do that alone it's gonna make a big difference in what you'll be able to do once this crap is over...
Treat that AmEx card in your pocket like a rattler - don't touch it. If you can't pay cash, don't buy it. Period.
Sorry, Larr, and yeah, I
am lecturing - but it's just tough love, brother
Good luck - you and your bride just keep doing the right thing - sounds like you guys are already on the right track
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