That's terrible news, Larry - my thoughts and prayers are with all affected by the loss
You're right, you really do never know - tomorrow is promised to no one.
"There is no royal road to this heavy surf-fishing. With all the appliances for comfort experience can suggest, there is a certain amount of hard work to be done and exposure to be bourne as a part of the price of success." From "Striped Bass," Scribner's Magazine, 1881.