Need a new computer for the home (family).  What should I get?  Had a lightning bolt hit close by and zap ours.  Everything was backed up but computer is gone (among a lot of other things 

).  Insurance will pay replacement value for like/kind.  If I upgrade to something better, they will still reimburse for replacement value of like kind.  Want to upgrade from the Dell that we had. 
What should we get Mac/PC?  Dell, HP, Apple?
What about all that other technical stuff (TB, GB, GHz, MHz)
Any suggestions (pro’s & con’s)???
Wife and I have each have laptops for work that we use at home. This will be for family (fish) pics, family (fish) movies.  Some GoPro stuff etc, etc.  Doesn’t need to be a laptop either……
Thanks for any suggestions.........