Tell Me Something

[JohnnyD]

[QUOTE=scottw;714430]

Originally Posted by JohnnyD

It's been proven that companies that promote health lifestyles have lower health care costs and higher productivity in the office.


really??? are the companies somehow paying for the healthcare?

they might negotiate lower health insurance premiums if they can prove that their employees are somehow healthier than the norm or the average...hmmm...that will require some monitoring...


The “employer’s share” of employees’ health-care costs comes out of those employees’ wages, not out of profits. Employers aren’t forcing their employees to pick up a larger share of the bill because they can’t. Workers are already paying the entire bill. Regardless...YOU are paying for your health insurance ultimately unless you are getting some kind of goverment entitlement....

where exactly is this proven again?

You're welcome to split hairs with regards to terms to try to prove a poorly supported point(how very Conservative of you).

I do know that companies like Yankee Candle that has a Health Center on the property, my previous ambulance employer and Covidien all receive discounts on their health *insurance* costs due to promoting healthy lifestyles and having fitness centers on their property.

Also, your supposed theory that employers forward their Health costs onto the employees is faulty, as companies that require a higher employee contribution don't pay higher wages than a company that requires a lower employee contribution.

Where exactly is your point proven?

[scottw]

[QUOTE=JohnnyD;714571]

Originally Posted by scottw

as companies that require a higher employee contribution don't pay higher wages than a company that requires a lower employee contribution.

that is hilarious

[JohnnyD]

[QUOTE=scottw;714594]

Originally Posted by JohnnyD

that is hilarious

That's one way to accept being wrong.

[scottw]

I just can't make any sense out of that statement...do you want to try again?

[JohnnyD]

Originally Posted by scottw

I just can't make any sense out of that statement...do you want to try again?

You argue that the employees are actually the ones paying for their Health Insurance, that companies pass the cost down.

Maybe in math?

Two companies, exactly the same except Company 1 requires employees pay more towards Health Insurance.

Company 1 + Higher Employee Contribution = Wage 1


Company 2 + Lower Employee Contribution = Wage 2

Wage 2 is not necessarily lower than Wage 1 because Company 2 pays more towards Health Insurance.


Concerning:

Regardless...YOU are paying for your health insurance ultimately unless you are getting some kind of goverment entitlement....

I pay 100% of my health insurance because I own a business. On the other hand, my employees only pay *a portion* of their health insurance because *I* pay the other portion out of *my* (the business's) revenue.

[scottw]

Originally Posted by JohnnyD

You argue that the employees are actually the ones paying for their Health Insurance,yes that companies pass the cost down.yes

Maybe in math?

Two companies, exactly the same except Company 1 requires employees pay more towards Health Insurance.

Company 1 + Higher Employee Contribution = Wage 1


Company 2 + Lower Employee Contribution = Wage 2

Wage 2 is not necessarily lower than Wage 1 because Company 2 pays more towards Health Insurance.

what???

Concerning:
I pay 100% of my health insurance because I own a business. On the other hand, my employees only pay *a portion* of their health insurance because *I* pay the other portion out of *my* (the business's) revenue.

no, everything is paid out of your business' revenue, wages and benfits overhead, however you slice it up, you have a cost to insure that employee that is factored into your cost to employ them which reflects their value and what they are entitled to in the form of compensation...they are receiving the full value of that health insurance premium as a form of compensation for their work regardless of how you claim to pay it




their value to you as an employer is determined by their wages plus all benefits...you keep(withhold) a portion of whatever their health insurance premium has been determined to be from their check most likely....the entire amount of what is forwarded to the insurance company is figured in to your actual cost to employ that person, it has to be if you run a business just as you need to know the cost to produce the product that you sell or the value of your service...what is the difference between you signing your employees check and you signing a check to the insurance company on the employees behalf?.....nothing...the value of their work created the revenue for you to be able to write the check, that employee is ultimately entitled to the entire amount of salary and benefs that you incur to employ them, that is their value...if you were to end all benefits tomorrow, that employee ought to get an increase in wages that reflects your entire cost to employ them because that is their determined value and they would then need to go out and seek those benefits on their own...otherwise you are a greedy bastard....

[JohnnyD]

Originally Posted by scottw

no, everything is paid out of your business' revenue, wages and benfits overhead, however you slice it up, you have a cost to insure that employee that is factored into your cost to employ them which reflects their value and what they are entitled to in the form of compensation...they are receiving the full value of that health insurance premium as a form of compensation for their work regardless of how you claim to pay it




their value to you as an employer is determined by their wages plus all benefits...you keep(withhold) a portion of whatever their health insurance premium has been determined to be from their check most likely....the entire amount of what is forwarded to the insurance company is figured in to your actual cost to employ that person, it has to be if you run a business just as you need to know the cost to produce the product that you sell or the value of your service...what is the difference between you signing your employees check and you signing a check to the insurance company on the employees behalf?.....nothing...the value of their work created the revenue for you to be able to write the check, that employee is ultimately entitled to the entire amount of salary and benefs that you incur to employ them, that is their value...if you were to end all benefits tomorrow, that employee ought to get an increase in wages that reflects your entire cost to employ them because that is their determined value and they would then need to go out and seek those benefits on their own...otherwise you are a greedy bastard....

By your crazy twisted philosophy, my employees also pay for my heat, electricity and to put fuel into the delivery vehicles.

Employees are entitled to the salary agreed upon before hiring and the option to take part in the health insurance plan. Should they choose not to take part in the plan, they aren't entitled to an increase of pay. The check to Tufts is merely another line item on the expense sheet.

Next you're going to argue that employees that choose not to take part in the 401k are entitled to have the employer's matching percentage added into their paycheck. What's the difference?

You're confusing wages with benefits.

[scottw]

I don't think that's what he said JD...

which of these is actually true???

JohnnyD;714628]

Concerning:
I pay 100% of my health insurance because I own a business. On the other hand, my employees only pay *a portion* of their health insurance because *I* pay the other portion out of *my* (the business's) revenue

All my employees are long-time employees that get health insurance from their spouses, so I haven't really had to look into the details of it.

[buckman]

Originally Posted by scottw

I don't think that's what he said JD...

which of these is actually true???

JohnnyD;714628]

Concerning:
I pay 100% of my health insurance because I own a business. On the other hand, my employees only pay *a portion* of their health insurance because *I* pay the other portion out of *my* (the business's) revenue

All my employees are long-time employees that get health insurance from their spouses, so I haven't really had to look into the details of it.

Both

[JohnnyD]

Originally Posted by scottw

I don't think that's what he said JD...

which of these is actually true???

JohnnyD;714628]

Concerning:
I pay 100% of my health insurance because I own a business. On the other hand, my employees only pay *a portion* of their health insurance because *I* pay the other portion out of *my* (the business's) revenue

All my employees are long-time employees that get health insurance from their spouses, so I haven't really had to look into the details of it.

The second is what is currently true. But we have been in business for 11 years. Most of which was before the MA law. Doesn't change how the expense is treated. Nice try though.

I'll try and find a reference to what I mentioned above regarding negotiating pay.