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The first mortgage that I applied for, in 1975, required 30% down. I was floored! I was looking at a new house (30K!) and had no idea where to find nearly 10 grand on Cape Cod.
He that would make his own liberty secure, must guard even his enemy from oppression; for if he violates this duty, he establishes a precedent that will reach to himself.
Thomas Paine
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