Be very careful putting a claim in through your homeowners. I put a small 5 k claim in a while back and my company dropped me at renewal time. Nobody would insure me because of the claim and I got stuck with the mass fair plan. My insurance tripled. I would have never put the claim in if I knew that's how it was gonna go. Be careful and ask your agent what they think the possibilities of getting dropped are
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Originally Posted by nightfighter
Hit my neighborhood around 4:30pm. Had two 80-100 foot black locust trees come down.... Fortunately a black cherry cushioned the blow as they fell on the high tension wires, pole, and all the power and communication wires below. Crews just left after five hours of clean up. I got them all the pizza and drinks they could eat. Did a great job. Now I get to hire someone to clean up the rest of the mess. Fire chief said he'd be by with his splitter for some firewood. We'll see what I have been left with in the morning, after I get in from fishing... Insurance will cover about 500 bucks worth, I think. Don't know if that is per tree, or per incident. But our municipal light and tree department employees did a great job for me.... especially considering I had just gotten a bid for three thousand bucks to take the big locust down!!!!! That was going to boom it over the house to avoid the high tension wires.... So I got somewhat lucky.
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