If you had a choice where would you retire?

[Guppy]

CC.

[Finaddict]

While I prefer the Miami to Sanibel region, as well as the Stuart area ... if you want a more temperate environment ... a couple of areas to consider would be the First Coast area (Jacksonville) ... or the Big Bend and PanHandle area ... but would recommend not being too close to the water there, as when the hurricanes hit it hard, it is hit hard, so it pays to be a little inland ... the fishing is awesome, good redfish and seatrout in both ... plus in the Pan Handle you get good cobia, summer time tarpon, flounder and some good offshore action a little farther out for grouper and snapper on the bottom and kings and other offshore species higher up. The fishing options are extensive.

[ProfessorM]

Me 2. CC
I like 3 seasons, hate 1 but I make it by, unwillingly most years

Although S Carolina has always been a greAt place visit over the years.
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[Nebe]

When I retire I will be found living on a 60 foot sail boat. Winters between Puerto Rico and Grenada. Summers between Long Island and Greenland.
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[Jackbass]

West coast of Puerto Rico somewhere between Isabela (the town my first born is named after) and Rincon
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[Jimbo]

The short answer is that my plan (more of an obsession, lately) is to buy out some other relatives and make the move to the Cape, renovate my grandparents' retirement home turning it into a salt shaker with plenty of room for guests, grandchildren and fishermen and a porch so we can enjoy Scrabble and Cribbage and watching sunsets on Bass River. My father's health isn't that great, so I need to be there for him. I just know that's where I'm happies and where I need to be. But that's the short answer, there's so much to do and think about, including having a 100+ year old house on the property razed, planning for 3 mor years of college and potentially two weddings, my wife has about 6-7 years left working for the state of NJ to get her pension while after 30 years there, I'm so stressed with work I'm on the verge of accepting a "package" and start a new phase in my life (which I have no idea where that may take me.

[Guppy]

Originally Posted by Jimbo

The short answer is that my plan (more of an obsession, lately) is to buy out some other relatives and make the move to the Cape, renovate my grandparents' retirement home turning it into a salt shaker with plenty of room for guests, grandchildren and fishermen and a porch so we can enjoy Scrabble and Cribbage and watching sunsets on Bass River. My father's health isn't that great, so I need to be there for him. I just know that's where I'm happies and where I need to be. But that's the short answer, there's so much to do and think about, including having a 100+ year old house on the property razed, planning for 3 mor years of college and potentially two weddings, my wife has about 6-7 years left working for the state of NJ to get her pension while after 30 years there, I'm so stressed with work I'm on the verge of accepting a "package" and start a new phase in my life (which I have no idea where that may take me.

woo,,, little too much coffee this morning Jim? LOL
come on down,, I'll help ya

[zimmy]

Originally Posted by Jimbo

...there's so much to do and think about, including having a 100+ year old house on the property razed, planning for 3 mor years of college and potentially two weddings, my wife has about 6-7 years left working for the state of NJ to get her pension while after 30 years there...

Does your wife know you are planning to get married two more times?

[MakoMike]

Originally Posted by Jackbass

West coast of Puerto Rico somewhere between Isabela (the town my first born is named after) and Rincon
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Puerto Rico will tax the crap out of you. Worse than any New England state.

[Jackbass]

Originally Posted by MakoMike

Puerto Rico will tax the crap out of you. Worse than any New England state.

It's a pipe dream given my family history etc I'll retire to a crematorium. In any case if I a am so lucky to retire with my faculties it's where I'd want to be
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[DonLBI]

Same Jimbo. 1 more year for 30 and I'm done. Just finished up the remodel of the family's LBI home (earlier then planned thanks to Sandy). Scrabble on the back deck sounds good!
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[Swimmer]

I know Larry loves Maine, but there isn't one hospital up there that you want to have to use them for any more than a few stitches. Have known many people who originally came fom Maine that moved back only to die. Several others moved home, so to speak, and moved back down here when illness hit, one guy after the nurse in the hospital said to the wife, they are killing your husband here, you need to move him to Boston. That was twenty years ago and the old fart is still kicking. I love Maine as well, camping on the coast, renting around Winnie, Isleboro, and all along there. Love to own a small place for warm weather. Sister owns six acres at the very top of a small mountain up by 3rd Conn. Lake in N.H. that you have to be a billy goat to get to. For aloneness that frickin place ia tops.
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[Jimbo]

Don, good luck to you and glad you were able to recover. It still is very depressing the devastation from Sandy that still exisits. Actually it will be a front porch, we're on the Dennis side.
Guppy, if I can swing it I'll definitely be in touch! I almost tried when I was up two weeks ago, but my father had other plans keeping me busy driving him to doctor visits and down the Cape (memory lane for him).

[Van]

Florida and Maine ??

Heaven's waiting room !!!!!!



Go for the Caribbean.
I'll meet you there.

[Ed B]

Where ever you're thinking of going, before you buy, I'd spend some time there first esp in the summer months to see how you like it. My job has taken me to Florida a few times in the summer where I've had to work outside for much of the day. No thanks, the intensity of the sun that far south takes too much out of you.

The nice condo developments down there I saw on the intercoastal waterway were pretty much empty at that time of year too. All the snowbirds were back north.

[piemma]

Arizona and Palm Springs CA are both nice. Very very hot in the summer. We have spend some time in both places.

Since I'm retired we decided to keep the place here in RI and probably rent for Jan and Feb someplace warm. Much cheaper than buying a second home. No insurance, upkeep, taxes, etc.

So you end up spending $4 or $5K for 2 months and then back up north for March to get the boat ready.
The upside is you can go someplace different every year.

[bassballer]

i'd like to retire on a 60' viking in the keys. with a 20' seacraft as my runabout. dreams.

[bart]

Originally Posted by bassballer

i'd like to retire on a 60' viking in the keys. with a 20' seacraft as my runabout. dreams.

you and NeBeN should collaborate...

[Guppy]

Enjoy the ride Bob

BB that's a good one

[fishrick]

I am with Piemma. Rent for three months during the winter, if the hurricane comes a blows the roof off, tell the landlord and return north....no taxes, upkeep, headaches, and freedom to change. Yep...thats the current plan. My parents did it, my wife likes it...and I would miss the northeast...as a hunter and a fisherman.

[Got Stripers]

Originally Posted by fishrick

I am with Piemma. Rent for three months during the winter, if the hurricane comes a blows the roof off, tell the landlord and return north....no taxes, upkeep, headaches, and freedom to change. Yep...thats the current plan. My parents did it, my wife likes it...and I would miss the northeast...as a hunter and a fisherman.

That's the direction I'd like to go, it's the flexibility and the fact you don't have to worry about a 2nd property, that is attractive to me. My parent's actually did the reverse, they retired in Marathon Key and rented up here every summer to be with the extended family for 4 months of the year. That is the option I'd consider, renting up here for the summer can probably be had for less money with us knowing so many cottage owners now.

Unfortunately when their health started to go, they sold the place on then canal and moved back up north and the family ran a constant shuttle service for them both for their remaining years to N.E. Babtist hospital. That of course is one of the main reasons to stay north and rent south winters, you won't get health care anywhere the comes close to what we have in Boston.

[saltyric]

MV

[Raven]

heard of a guy who spends his winter months in Hawaii
and the rest in NEW Hampshire .... food for thought

[Raven]

keep in mind that GREENLAND is going to melt
and don't buy shore property ..... lol

[DZ]

Been doing a lot of researching about this. To rent somewhere warm for the winter and come back to RI for the rest of the year sounds like my best option. I have to see if renting for three months allows me to declare residency in that state so as to avoid pension taxes. RI (and other states) tax the hell out of retirement pensions. Would love to rent somewhere in the desert southwest but there are not many places with fishing opportunities in a desert. But the weather is so much nicer than Florida. Plenty of resources available like "Where to Retire" magazine - do your homework.

[wader-dad]

A possibility for me is the Eastern Shore of Maryland. I can keep an eye on the Striped Bass spawning in the Chesapeake, row my classic St Lawrence River Skiff and still drive up 6 hours to a CT Surfcasters Meeting once in a while.

Dennis- I do not think 3 months is enough to get away from RI taxes. Think you have to be out of RI for 183 days.

[Ed B]

You have to be careful about declaring residency on your taxes. It does vary by state, some look at time (more than 6 months), others who assume a lot of people will lie about time will look at where your residency or spouse is set up, where you vote, have drivers licenses and cars registered.

There are a lot people driving cars with FL plates who really don't spend that much time there and if I were them I wouldn't be able to sleep at night. If you are trying to skirt the law by playing a shell game I think someday the states with big deficits are going to try and get the tax dollars from you.

If your not really commited to relocate full time it's best to consult a professional on this one.

[Got Stripers]

Originally Posted by DZ

Been doing a lot of researching about this. To rent somewhere warm for the winter and come back to RI for the rest of the year sounds like my best option. I have to see if renting for three months allows me to declare residency in that state so as to avoid pension taxes. RI (and other states) tax the hell out of retirement pensions. Would love to rent somewhere in the desert southwest but there are not many places with fishing opportunities in a desert. But the weather is so much nicer than Florida. Plenty of resources available like "Where to Retire" magazine - do your homework.

Plenty of landlocked striper fishing in the west, not sure how reliable or if winter is prime time or not.

[MakoMike]

Originally Posted by DZ

Been doing a lot of researching about this. To rent somewhere warm for the winter and come back to RI for the rest of the year sounds like my best option. I have to see if renting for three months allows me to declare residency in that state so as to avoid pension taxes. RI (and other states) tax the hell out of retirement pensions.

Without going into all the ins and outs, most states use a 183 day rule.

[Raven]

Originally Posted by DZ

. Would love to rent somewhere in the desert southwest but there are not many places with fishing opportunities in a desert. But the weather is so much nicer than Florida. Plenty of resources available like "Where to Retire" magazine - do your homework.

desert and fishin.... only one state really
that offers both
with excellent fishing both inland and salt is texas