Space force

[Jim in CT]

Originally Posted by zimmy

I know this is redundant... But it isn't that simple. Depends on lots of other things, like your occupation. If you are a plumber in CT, average salary is 61000 a year and in New Hampshire it is 53000 a year. Your house costs more here, but in the end you have a house that is worth more. There are too many variables to have a valid conclusion based on one single variable. Based on your math skills, you already know that
Posted from my iPhone/Mobile device

Of course the exact savings depends on many things. I did the research. Like many people, thanks to telecommuting, I can keep my same job at the same exact salary, and move to NH. I know what I paid in state income tax, I have a really good estimate what I paid in state sales tax, I can look at comparable houses to see what the change in property tax would be. I can, and did, also talk to people I know who moved from CT to NH, and every single one of them told me they saved more than expected, because they didn't know they'd also save on car tax, gas tax, electricity tax, etc.

There is some speculation involved. All of the math, and every speck of common sense, suggests that massive tax hikes are coming in CT, which will stifle real estate appreciation.

And the University of NH is currently $7,000 a year less for in state residents, than UCONN is. For my 3 kids, that's another 84k in my pocket. And that ignores that UCONN just announced tuition will increase 31% in the next 4 years.

I looked at way more than one variable,

I'm not wrong, no chance. I can't tell you exactly what I'd save in 20 years, but I know it would be more than 200k. In my pocket.

[JohnR]

Originally Posted by Pete F.

The problem is that once again Trump doesn't understand that he does not rule.
He cannot create anything, he needs Congress to do it.

He can create many things, he can executive order many things. If you want them to stick then you need to go through Congress. As we see with a lot of O's great achievements with the Pen, the current administration can undo them. If it is good for the country, have Congress pass it into law.

Originally Posted by Pete F.

I will admit that I don't understand why we need NASA, Air Force and Space Force as separate entities. They seem to be redundant and on the development and operations sides the personnel would be very similar.

NASA should keep up with peaceful exploration, the military in space will need to break things, or prevent other nation states from breaking ours. There was once a great stride in non-militarization of space, we are behind. It will cost us big if there is a peer level conflict. It ain't pretty but it is fact. The US, for all our many faulkts and warts, are FAR better on the world stage than RUS/PRC

Originally Posted by wdmso

I guess cost of living isn't a consideration in your eyes

Very much so, and it is reflected in our taxes. You pay taxes? Funny how all those backwards, redneck places can provide good services for their citizens, and we pay through the nose and have billions in unfunded liabilities.

I guess your state & towns living within their means isn't a consideration in your eyes.

[spence]

Originally Posted by JohnR

NASA should keep up with peaceful exploration, the military in space will need to break things, or prevent other nation states from breaking ours. There was once a great stride in non-militarization of space, we are behind. It will cost us big if there is a peer level conflict. It ain't pretty but it is fact. The US, for all our many faulkts and warts, are FAR better on the world stage than RUS/PRC

You do realize this whole thing is just another diversion from all the terrible Trump news he's getting pummeled with right?

[scottw]

Originally Posted by spence

You do realize this whole thing is just another diversion from all the terrible Trump news he's getting pummeled with right?

6/19/2018

"Popularity: President Trump can't get a break from negative press coverage, but somehow his approval rating continues to edge upward. In fact, it's now tied with where the "extremely popular" President Obama was at this point in his first term.

The latest Gallup poll puts Trump's job approval at 45%. That's the highest it's been since he took office, and it's up from 37% at the start of the year. Although you'd barely know it from the press Trump gets, his approval number has been on a slow but relatively steady rise all year.

Not only that, but Trump's approval in this poll is now equal to Obama's at the same point in Obama's presidency. Gallup had Obama at 45% approval by late June 2010.

The difference is that while Trump's approval has been climbing, Obama's was dropping steadily over the course of his first term."

[zimmy]

Originally Posted by scottw

6/19/2018


The difference is that while Trump's approval has been climbing, Obama's was dropping steadily over the course of his first term."

Yeah, cause Obama started at 69%. His low, was about Trumps high. He averaged almost 54, nearly 9 points higher than Trumps "highest of his presidency." I do like the comparison.

[scottw]

Originally Posted by zimmy

Yeah, cause Obama started at 69%. His low, was about Trumps high. He averaged almost 54, nearly 9 points higher than Trumps "highest of his presidency." I do like the comparison.

of course Obama benefitted from perpetual toe s#^&#^&#^&#^&#^&g propaganda from the media(and Spence) while Trump is perpetually beaten over the head....

[zimmy]

Originally Posted by scottw

of course Obama benefitted from perpetual toe s#^&#^&#^&#^&#^&g propaganda from the media(and Spence) while Trump is perpetually beaten over the head....

Right. No one watches fox news or uses the internet

[zimmy]

Originally Posted by Jim in CT

I'm not wrong, no chance. I can't tell you exactly what I'd save in 20 years, but I know it would be more than 200k. In my pocket.

Total tax burden CT is about 12.6%, nh, 7.9%. https://taxfoundation.org/publicatio...s-publications

You would save 4.7% per year, ignoring any differences in federal deductions. To save 200k over 20 years at 4.7% means you would have an annual income over those 20 years of $212,766. You are doing very well. You can afford another kid or two. Unless your math is wrong, but no chance of that.
Posted from my iPhone/Mobile device
By the way Jim, a plumber or most other workers who aren't telecommuting are likely going to end up better off here in CT where salaries are higher. They will have more net income after taxes, more retirement savings, etc.

[JohnR]

Originally Posted by zimmy

Total tax burden CT is about 12.6%, nh, 7.9%. https://taxfoundation.org/publicatio...s-publications

You would save 4.7% per year, ignoring any differences in federal deductions. To save 200k over 20 years at 4.7% means you would have an annual income over those 20 years of $212,766. You are doing very well. You can afford another kid or two. Unless your math is wrong, but no chance of that.
Posted from my iPhone/Mobile device

He was including the 84k he would have saved having kids at UNH -v- UCONN which means he is down to 116k for the numbers you are working with - so the numbers drop a bit.

Not sure 6 more weeks of winter are worth the difference ; )

[zimmy]

Originally Posted by JohnR

He was including the 84k he would have saved having kids at UNH -v- UCONN which means he is down to 116k for the numbers you are working with - so the numbers drop a bit.

Not sure 6 more weeks of winter are worth the difference ; )

His math there is even more astounding. UConn tuition and fees is $28604, UNH is $28562. Not sure that adds up to 84k, but...
Posted from my iPhone/Mobile device

[Jim in CT]

Originally Posted by zimmy

His math there is even more astounding. UConn tuition and fees is $28604, UNH is $28562. Not sure that adds up to 84k, but...
Posted from my iPhone/Mobile device

I match your UCONN number to the dollar. For UNH, I have 15,140 for in-state tuition & fees, 5,776 for a triple room, 7,220 for a double room. And UCONN is going up 31% in the next 4 years.

[zimmy]

Originally Posted by Jim in CT

I match your UCONN number to the dollar. For UNH, I have 15,140 for in-state tuition & fees, 5,776 for a triple room, 7,220 for a double room. And UCONN is going up 31% in the next 4 years.

I know there is no chance of this, but your numbers are wrong. You don't have room AND board. After all tuition room and board and fees:

UNH next year Cost of Attendance $33,750
https://www.unh.edu/financialaid/costs

UCONN 2018-2019
Subtotal Direct Costs (Plus Waivable Fees) $31,812
http://admissions.uconn.edu/cost-aid/tuition

[Jim in CT]

Originally Posted by zimmy

I know there is no chance of this, but your numbers are wrong. You don't have room AND board. After all tuition room and board and fees:

UNH next year Cost of Attendance $33,750
https://www.unh.edu/financialaid/costs

UCONN 2018-2019
Subtotal Direct Costs (Plus Waivable Fees) $31,812
http://admissions.uconn.edu/cost-aid/tuition

Your UNH estimate seems to include a few items (about 4k worth) that aren't in the UCONN estimate, and your UCONN estimate doesn't include this...

http://www.courant.com/education/hc-...216-story.html

And I was assuming a triple room at UNH, cheaper...but that won't get me to savings of 84k with those numbers, you're right...

[Jim in CT]

Originally Posted by JohnR

He was including the 84k he would have saved having kids at UNH -v- UCONN which means he is down to 116k for the numbers you are working with - so the numbers drop a bit.

Not sure 6 more weeks of winter are worth the difference ; )

"He was including the 84k he would have saved having kids at UNH -v- UCONN which means he is down to 116k for the numbers you are working with - so the numbers drop a bit."

Correct. It would be more than $250k over 20 years, and that's based on today. CT will get more expensive relative to NH.

"Not sure 6 more weeks of winter are worth the difference"

There is that. We love to ski. I'd move to a town very close to Lake Sunapee, beautiful lake in the summer, great skiing in the winter. Top notch public schools.

[zimmy]

Originally Posted by Jim in CT

"He was including the 84k he would have saved having kids at UNH -v- UCONN which means he is down to 116k for the numbers you are working with - so the numbers drop a bit."

Correct. It would be more than $250k over 20 years, and that's based on today. CT will get more expensive relative to NH.

.

Completely and totally wrong.

[Jim in CT]

Originally Posted by zimmy

Total tax burden CT is about 12.6%, nh, 7.9%. https://taxfoundation.org/publicatio...s-publications

You would save 4.7% per year, ignoring any differences in federal deductions. To save 200k over 20 years at 4.7% means you would have an annual income over those 20 years of $212,766. You are doing very well. You can afford another kid or two. Unless your math is wrong, but no chance of that.
Posted from my iPhone/Mobile device
By the way Jim, a plumber or most other workers who aren't telecommuting are likely going to end up better off here in CT where salaries are higher. They will have more net income after taxes, more retirement savings, etc.

You quoted average percentages. I looked at the exact percentages that apply in my individual case (property taxes, for example, vary widely by town). Which is more pertinent, the average, or what actually applies to me?

Also, thanks to liberalism, CT I sfacing projected deficits next year of $4 billion, with total unfunded debt of $75 billion (works out to exactly $25,000 for every human being in the state..so taxes will continue to go up)

And the capping of federal deductions for state/local taxes. also makes NH more attractive.

I'm not wrong when I say there are far cheaper places to live, which offer a great quality o flife. You want to make it wrong, because you can't bring yourself to admit that conservative states have figured out how to offer a good quality of life with low taxes, and liberal states cannot pull that off. Huge numbers of New Englanders are moving to these states, especially the Carolinas, Florida, GA, TX. That is fact.

If your agenda cannot withstand the recognition of irrefutable, empirical evidence, you may want to re-think your agenda.

The CT state income tax is around 5% or so, sales tax is 6.5%. Imagine if you got back 5% of very dollar you made, and 6.5% of every dollar you spent, plus cheaper gas tax, electricity tax, car tax, cheaper public university. You deny that's a lot of money over a lifetime?

[zimmy]

Originally Posted by Jim in CT

You quoted average percentages. I looked at the exact percentages that apply in my individual case (property taxes, for example, vary widely by town). Which is more pertinent, the average, or what actually applies to me?

I don't know where you live in CT, but you in general have been making stuff up based on how you feel, not real data. I really hope it isn't true that you do a job that involves numbers. Maybe you would save some money moving to New Hampshire, but your case is a very specific case of a persone who "telecomutes." 250K is an absolute bs lie unless you are in the million plus salary range and based on the number skills and analysis you put out here, there is no way that is the case. That is unless someone gave you a small loan of a million dollars to start a business back int he 1980's. New Hampshire has taxes. They don't have income tax so they make up for it with other taxes. They have to pay for stuff. Their state university is almost identical, if not higher than UCONN. Stop misinterpreting or making things up than pretending I am off on this.

[Jim in CT]

Originally Posted by zimmy

I don't know where you live in CT, but you in general have been making stuff up based on how you feel, not real data. I really hope it isn't true that you do a job that involves numbers. Maybe you would save some money moving to New Hampshire, but your case is a very specific case of a persone who "telecomutes." 250K is an absolute bs lie unless you are in the million plus salary range and based on the number skills and analysis you put out here, there is no way that is the case. That is unless someone gave you a small loan of a million dollars to start a business back int he 1980's. New Hampshire has taxes. They don't have income tax so they make up for it with other taxes. They have to pay for stuff. Their state university is almost identical, if not higher than UCONN. Stop misinterpreting or making things up than pretending I am off on this.

"you in general have been making stuff up based on how you feel"

Not in the least. The averages you quoted are averages, they don't necessarily apply to any one individual. I know exactly what I pay in state income tax, and I have a great guess what we pay in sales tax.

I'm not making that up. You are desperately trying to make it un-true, because you can't accept the implications of the truth.

"your case is a very specific case of a persone who "telecomutes." "

Many white collar folks can telecommute these days. And while blue collar folks probably can't take their salary to SC, I'm not sue they can't take it to NH. I don't know.

"250K is an absolute bs lie unless you are in the million plus salary range "

I said 250k over 20 years. You showed that to get that (using your averages, which don't apply too me, my salary is above average), I wouldn't have to be anywhere near the million dollar range. And I'm not.

You keep going on and on about how here in CT, you'll have a house worth more. You have a crystal ball? You can see what real estate appreciation will be over the next 2 decades in CT and NH? There is a chance CT will completely collapse, as we are among the nation's leaders in population exodus every year. It's far from certain that CT real estate is a better investment than NH real estate.

"New Hampshire has taxes"

Of course they do. But it's a lot less, in total, than CT. It woul dbe hundreds of dollars a month for me. And more when the SALT deduction limits go into place, and more when my wife goes back to work, and more when UCONN's tuition goes up by 31% in the next 4 years. That is all fact. On top of that, I can make a great guess that CT will become more expensive relative to NH than it is today, because our debt will almost inevitably lead to massive tax hikes. When our tax base is shrinking, how else do you pay down $75 billion in debt, without tax hikes?

[PaulS]

You can't compare UC to UNH. According to US news and world, UC is far, far better. (prob. bs of more state aid )

U.S. News Ranking
UC #56 in National Universities
UNH#103 in National Universities

25th - 75 percentile of SAT scores
UC 1210 - 1420
UNH 1090-1280

ACT Comp 25th - 75th percentile scores
UC 26-31
UNH 22-27
Average alumni starting salary
UC $54,400
UNH $48,500

Fall 2016 acceptance rate
UC 49%
UNH 76%


Tuition and Fees
UC
$36,948 (out-of-state)
$14,880 (in-state)

UNH
$32,637 (out-of-state)
$18,067 (in-state


Room and board
UC $12,514 (2017-18)
UNH $11,266 (2017-18)


Average total indebtedness of 2016 graduating class
UC $28,147
UNH $38,799


Student-faculty ratio
UC 16:1
UNH 18:1

[Jim in CT]

Originally Posted by PaulS

You can't compare UC to UNH. According to US news and world, UC is far, far better. (prob. bs of more state aid )

U.S. News Ranking
UC #56 in National Universities
UNH#103 in National Universities

25th - 75 percentile of SAT scores
UC 1210 - 1420
UNH 1090-1280

ACT Comp 25th - 75th percentile scores
UC 26-31
UNH 22-27
Average alumni starting salary
UC $54,400
UNH $48,500

Fall 2016 acceptance rate
UC 49%
UNH 76%


Tuition and Fees
UC
$36,948 (out-of-state)
$14,880 (in-state)

UNH
$32,637 (out-of-state)
$18,067 (in-state


Room and board
UC $12,514 (2017-18)
UNH $11,266 (2017-18)


Average total indebtedness of 2016 graduating class
UC $28,147
UNH $38,799


Student-faculty ratio
UC 16:1
UNH 18:1

I graduated from UCONN. It was just OK when I was there. It's much, much better now.

[zimmy]

Originally Posted by Jim in CT

"
I'm not making that up. You are desperately trying to make it un-true, because you can't accept the implications of the truth.

[zimmy]

Originally Posted by Jim in CT

"
I said 250k over 20 years. You showed that to get that (using your averages, which don't apply too me, my salary is above average), I wouldn't have to be anywhere near the million dollar range. And I'm not.

You are right, your salary would only need to be about $270,000 a year to save you 250k over 20 years. Sorry for the hyperbole.

[Jim in CT]

Originally Posted by zimmy

By the way Jim, a plumber or most other workers who aren't telecommuting are likely going to end up better off here in CT where salaries are higher. They will have more net income after taxes, more retirement savings, etc.

Plumbers cannot take their salary with them from CT to NH, that's for sure.

"are likely going to end up better off here in CT where salaries are higher. They will have more net income after taxes"

Not if the cost of living increase, more than offsets the salary increase.

Why are so many people moving to conservative states? Are they all too stupid to see that their net income is higher here in CT? Are they all masochists?

[zimmy]

Originally Posted by Jim in CT

Why are so many people moving to conservative states? Are they all too stupid to see that their net income is higher here in CT?

Likely not all of them.