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Political Threads This section is for Political Threads - Enter at your own risk. If you say you don't want to see what someone posts - don't read it :hihi: |
06-20-2018, 10:16 AM
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#1
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Registered User
Join Date: Jul 2008
Posts: 20,429
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Quote:
Originally Posted by zimmy
Total tax burden CT is about 12.6%, nh, 7.9%. https://taxfoundation.org/publicatio...s-publications
You would save 4.7% per year, ignoring any differences in federal deductions. To save 200k over 20 years at 4.7% means you would have an annual income over those 20 years of $212,766. You are doing very well. You can afford another kid or two. Unless your math is wrong, but no chance of that.
Posted from my iPhone/Mobile device
By the way Jim, a plumber or most other workers who aren't telecommuting are likely going to end up better off here in CT where salaries are higher. They will have more net income after taxes, more retirement savings, etc.
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You quoted average percentages. I looked at the exact percentages that apply in my individual case (property taxes, for example, vary widely by town). Which is more pertinent, the average, or what actually applies to me?
Also, thanks to liberalism, CT I sfacing projected deficits next year of $4 billion, with total unfunded debt of $75 billion (works out to exactly $25,000 for every human being in the state..so taxes will continue to go up)
And the capping of federal deductions for state/local taxes. also makes NH more attractive.
I'm not wrong when I say there are far cheaper places to live, which offer a great quality o flife. You want to make it wrong, because you can't bring yourself to admit that conservative states have figured out how to offer a good quality of life with low taxes, and liberal states cannot pull that off. Huge numbers of New Englanders are moving to these states, especially the Carolinas, Florida, GA, TX. That is fact.
If your agenda cannot withstand the recognition of irrefutable, empirical evidence, you may want to re-think your agenda.
The CT state income tax is around 5% or so, sales tax is 6.5%. Imagine if you got back 5% of very dollar you made, and 6.5% of every dollar you spent, plus cheaper gas tax, electricity tax, car tax, cheaper public university. You deny that's a lot of money over a lifetime?
Last edited by Jim in CT; 06-20-2018 at 10:33 AM..
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06-20-2018, 11:19 AM
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#2
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Registered User
Join Date: Oct 2003
Location: Bethany CT
Posts: 2,877
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Quote:
Originally Posted by Jim in CT
You quoted average percentages. I looked at the exact percentages that apply in my individual case (property taxes, for example, vary widely by town). Which is more pertinent, the average, or what actually applies to me?
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I don't know where you live in CT, but you in general have been making stuff up based on how you feel, not real data. I really hope it isn't true that you do a job that involves numbers. Maybe you would save some money moving to New Hampshire, but your case is a very specific case of a persone who "telecomutes." 250K is an absolute bs lie unless you are in the million plus salary range and based on the number skills and analysis you put out here, there is no way that is the case. That is unless someone gave you a small loan of a million dollars to start a business back int he 1980's. New Hampshire has taxes. They don't have income tax so they make up for it with other taxes. They have to pay for stuff. Their state university is almost identical, if not higher than UCONN. Stop misinterpreting or making things up than pretending I am off on this.
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No, no, no. we’re 30… 30, three zero.
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06-20-2018, 11:46 AM
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#3
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Registered User
Join Date: Jul 2008
Posts: 20,429
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Quote:
Originally Posted by zimmy
I don't know where you live in CT, but you in general have been making stuff up based on how you feel, not real data. I really hope it isn't true that you do a job that involves numbers. Maybe you would save some money moving to New Hampshire, but your case is a very specific case of a persone who "telecomutes." 250K is an absolute bs lie unless you are in the million plus salary range and based on the number skills and analysis you put out here, there is no way that is the case. That is unless someone gave you a small loan of a million dollars to start a business back int he 1980's. New Hampshire has taxes. They don't have income tax so they make up for it with other taxes. They have to pay for stuff. Their state university is almost identical, if not higher than UCONN. Stop misinterpreting or making things up than pretending I am off on this.
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"you in general have been making stuff up based on how you feel"
Not in the least. The averages you quoted are averages, they don't necessarily apply to any one individual. I know exactly what I pay in state income tax, and I have a great guess what we pay in sales tax.
I'm not making that up. You are desperately trying to make it un-true, because you can't accept the implications of the truth.
"your case is a very specific case of a persone who "telecomutes." "
Many white collar folks can telecommute these days. And while blue collar folks probably can't take their salary to SC, I'm not sue they can't take it to NH. I don't know.
"250K is an absolute bs lie unless you are in the million plus salary range "
I said 250k over 20 years. You showed that to get that (using your averages, which don't apply too me, my salary is above average), I wouldn't have to be anywhere near the million dollar range. And I'm not.
You keep going on and on about how here in CT, you'll have a house worth more. You have a crystal ball? You can see what real estate appreciation will be over the next 2 decades in CT and NH? There is a chance CT will completely collapse, as we are among the nation's leaders in population exodus every year. It's far from certain that CT real estate is a better investment than NH real estate.
"New Hampshire has taxes"
Of course they do. But it's a lot less, in total, than CT. It woul dbe hundreds of dollars a month for me. And more when the SALT deduction limits go into place, and more when my wife goes back to work, and more when UCONN's tuition goes up by 31% in the next 4 years. That is all fact. On top of that, I can make a great guess that CT will become more expensive relative to NH than it is today, because our debt will almost inevitably lead to massive tax hikes. When our tax base is shrinking, how else do you pay down $75 billion in debt, without tax hikes?
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06-20-2018, 12:07 PM
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#4
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Registered User
Join Date: Jul 2004
Posts: 10,204
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You can't compare UC to UNH. According to US news and world, UC is far, far better. (prob. bs of more state aid )
U.S. News Ranking
UC #56 in National Universities
UNH#103 in National Universities
25th - 75 percentile of SAT scores
UC 1210 - 1420
UNH 1090-1280
ACT Comp 25th - 75th percentile scores
UC 26-31
UNH 22-27
Average alumni starting salary
UC $54,400
UNH $48,500
Fall 2016 acceptance rate
UC 49%
UNH 76%
Tuition and Fees
UC
$36,948 (out-of-state)
$14,880 (in-state)
UNH
$32,637 (out-of-state)
$18,067 (in-state
Room and board
UC $12,514 (2017-18)
UNH $11,266 (2017-18)
Average total indebtedness of 2016 graduating class
UC $28,147
UNH $38,799
Student-faculty ratio
UC 16:1
UNH 18:1
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06-20-2018, 12:19 PM
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#5
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Registered User
Join Date: Jul 2008
Posts: 20,429
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Quote:
Originally Posted by PaulS
You can't compare UC to UNH. According to US news and world, UC is far, far better. (prob. bs of more state aid )
U.S. News Ranking
UC #56 in National Universities
UNH#103 in National Universities
25th - 75 percentile of SAT scores
UC 1210 - 1420
UNH 1090-1280
ACT Comp 25th - 75th percentile scores
UC 26-31
UNH 22-27
Average alumni starting salary
UC $54,400
UNH $48,500
Fall 2016 acceptance rate
UC 49%
UNH 76%
Tuition and Fees
UC
$36,948 (out-of-state)
$14,880 (in-state)
UNH
$32,637 (out-of-state)
$18,067 (in-state
Room and board
UC $12,514 (2017-18)
UNH $11,266 (2017-18)
Average total indebtedness of 2016 graduating class
UC $28,147
UNH $38,799
Student-faculty ratio
UC 16:1
UNH 18:1
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I graduated from UCONN. It was just OK when I was there. It's much, much better now.
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06-20-2018, 01:00 PM
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#6
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Canceled
Join Date: Jun 2003
Location: vt
Posts: 13,069
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Quote:
Originally Posted by Jim in CT
I graduated from UCONN. It was just OK when I was there. It's much, much better now.
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And what is Stan Laurels reply?
Posted from my iPhone/Mobile device
Posted from my iPhone/Mobile device
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Frasier: Niles, I’ve just had the most marvelous idea for a website! People will post their opinions, cheeky bon mots, and insights, and others will reply in kind!
Niles: You have met “people”, haven’t you?
Lets Go Darwin
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06-20-2018, 01:09 PM
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#7
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Registered User
Join Date: Oct 2003
Location: Bethany CT
Posts: 2,877
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Quote:
Originally Posted by Pete F.
And what is Stan Laurels reply?
Posted from my iPhone/Mobile device
Posted from my iPhone/Mobile device
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I don't know, but I will guess...
Much better before he went there too? Was that a setup?
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No, no, no. we’re 30… 30, three zero.
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06-20-2018, 12:59 PM
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#8
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Registered User
Join Date: Oct 2003
Location: Bethany CT
Posts: 2,877
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Quote:
Originally Posted by Jim in CT
"
I'm not making that up. You are desperately trying to make it un-true, because you can't accept the implications of the truth.
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No, no, no. we’re 30… 30, three zero.
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06-20-2018, 01:08 PM
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#9
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Registered User
Join Date: Oct 2003
Location: Bethany CT
Posts: 2,877
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Quote:
Originally Posted by Jim in CT
"
I said 250k over 20 years. You showed that to get that (using your averages, which don't apply too me, my salary is above average), I wouldn't have to be anywhere near the million dollar range. And I'm not.
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You are right, your salary would only need to be about $270,000 a year to save you 250k over 20 years. Sorry for the hyperbole.
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No, no, no. we’re 30… 30, three zero.
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