Health Insurance is Out of Control

[redlite]

To all of you, I am an independent licensed insurance agent in Mass. If any of you have any questions, need explanations, or need help in navigating the muddy waters of Mass Health Insurance, seriously, let me know. This state is so f'd up and they all suck, but the system can be beat.

[freebie]

I'm lucky enough that my boss pays for half of mine(tufts, very basic coverage), he also did some legwork and found a state program that pays for half of my half, ends up costing me 140 a month, the program is called insurance partnership I believe, they base what they pay on how much you make, once Katie gets her new job I'll go on hers as a significant other until we are married since it will be better covereage but at least I have something for now

[Plum Crazy]

Thanks Scott.
I will check it out.
This all so overwhelming. These things have always been taken care of FOR me, through work.
There are just way too many ways to go.
One thing that makes me nuts is the deductibles.
What the heck are we paying insurance for?
There have been years when I have never used my insurance once.
$800 a month for years and years and I still end up paying thousands more for one incident.
Now all I keep seeing is 6 month waiting periods.
What does that mean?
Will I be covered for 6 months after I cancel my insurance?
The whole thing is just a huge rip off.