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| StriperTalk! All things Striper |
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01-12-2022, 10:28 AM
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#1
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Registered User
Join Date: Jun 2012
Location: Somerset MA
Posts: 9,115
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Marine insurance
So I have 2 quotes for commercial insurance 1 is 470.00 buck more than the other everything seems comparable until I get to Pollution Liability and medical
1 is a Million dollars in coverage . for Pollution
the Liability coverage with P&I coverage 300k
Medical is 25k no idea if this is PP or per incident waiting on a response
the smaller quote is Liability and Pollution coverage is 300k
Medical is 5k no idea if this is PP or per incident waiting on a response
looking for feedback from anyone with experience with Insurance in general or Charter insurance
Niko has already given me some info
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01-12-2022, 12:39 PM
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#2
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Registered User
Join Date: Nov 2000
Location: Warwick RI,02889
Posts: 11,706
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Wayne
is that because you have a captain license ???
Been with Amica for over 40 years .they wouldn,t take be because of
any kind of commercial license
I,ve got Progressive .rates are good & I,m way ahead with payouts
with my [accidents ]
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ENJOY WHAT YOU HAVE !!!
MIKE
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01-12-2022, 12:51 PM
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#3
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Seldom Seen
Join Date: May 2001
Posts: 10,400
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Quote:
Originally Posted by Clammer
Wayne
is that because you have a captain license ???
Been with Amica for over 40 years .they wouldn,t take be because of
any kind of commercial license
I,ve got Progressive .rates are good & I,m way ahead with payouts
with my [accidents ]
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LOL Yeah you are, and with Towboat US too, just off the Cuttyhunk claim!!!!!!
Sorry, Wayne. I have nothing on the commercial side of the equation to offer... |
“Americans have the right and advantage of being armed, unlike the people of other countries, whose leaders are afraid to trust them with arms.” – James Madison.
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01-12-2022, 02:23 PM
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#4
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Registered User
Join Date: Nov 2003
Location: On my boat
Posts: 9,687
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Quote:
Originally Posted by wdmso
So I have 2 quotes for commercial insurance 1 is 470.00 buck more than the other everything seems comparable until I get to Pollution Liability and medical
1 is a Million dollars in coverage . for Pollution
the Liability coverage with P&I coverage 300k
Medical is 25k no idea if this is PP or per incident waiting on a response
the smaller quote is Liability and Pollution coverage is 300k
Medical is 5k no idea if this is PP or per incident waiting on a response
looking for feedback from anyone with experience with Insurance in general or Charter insurance
Niko has already given me some info
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$470 for a commercial policy quote ?
Posted from my iPhone/Mobile device |
LETS GO BRANDON
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01-12-2022, 03:52 PM
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#5
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Registered User
Join Date: Jun 2012
Location: Somerset MA
Posts: 9,115
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Quote:
Originally Posted by Raider Ronnie
$470 for a commercial policy quote ?
Posted from my iPhone/Mobile device
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No that was the difference in quotes
Posted from my iPhone/Mobile device |
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01-12-2022, 04:01 PM
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#6
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Registered User
Join Date: Jun 2012
Location: Somerset MA
Posts: 9,115
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Quote:
Originally Posted by nightfighter
LOL Yeah you are, and with Towboat US too, just off the Cuttyhunk claim!!!!!!
Sorry, Wayne. I have nothing on the commercial side of the equation to offer...
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Yes this year going to try out chartering. Be happy if I got 1 or 2 a week or be mikes deck hand during RI bass comm season
Posted from my iPhone/Mobile device |
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01-12-2022, 05:25 PM
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#7
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User
Join Date: Jun 2012
Location: Cape Cod
Posts: 5,385
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Found this outfit last year,,, BoatUS / Geico went nuts….
http://www.unitedmarine.net/ |
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01-13-2022, 07:57 AM
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#8
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Registered User
Join Date: Jun 2012
Location: Somerset MA
Posts: 9,115
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Quote:
Originally Posted by Guppy
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I just ask for a quote
1st quote was 1100 for the year 2nd was 650 with 25 charters coverage was what my personal geico was
I have noticed being out of the water for 5 months doesn’t seem to impact the cost much
Posted from my iPhone/Mobile device |
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01-13-2022, 06:17 PM
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#9
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User
Join Date: Jun 2012
Location: Cape Cod
Posts: 5,385
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Quote:
Originally Posted by wdmso
I just ask for a quote
1st quote was 1100 for the year 2nd was 650 with 25 charters coverage was what my personal geico was
I have noticed being out of the water for 5 months doesn’t seem to impact the cost much
Posted from my iPhone/Mobile device
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For me
I wonder if I could get a policy just for liability…. 0 boat coverage,,, she sinks, I can live with that …. |
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01-14-2022, 07:30 AM
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#10
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Registered User
Join Date: Mar 2004
Location: Marshfield, MA
Posts: 1,733
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Quote:
Originally Posted by Guppy
For me
I wonder if I could get a policy just for liability…. 0 boat coverage,,, she sinks, I can live with that ….
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I tried that with my insurance guppy
No can do. Need to have some amount of hull. I think I put 10 thou on mine
Posted from my iPhone/Mobile device |
Jon, 24' Nauset-Green Topsides, Beamie, North River. Channel 68/69. MSBA, NIBA
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01-14-2022, 05:43 PM
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#11
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User
Join Date: Jun 2012
Location: Cape Cod
Posts: 5,385
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Quote:
Originally Posted by beamie
I tried that with my insurance guppy
No can do. Need to have some amount of hull. I think I put 10 thou on mine
Posted from my iPhone/Mobile device
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Great minds think alike…. |
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01-14-2022, 05:58 PM
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#12
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Afterhours Custom Plugs
Join Date: Mar 2004
Location: R.I.
Posts: 8,547
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Just got a quote from United Marine, good coverage GREAT price  . |
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