You're not missing anything..you've got it exactly right. It will get worse B4 it gets resolved. More people are realizing they are helpless in a market that has been so corrupt with regulatory agencies turning away from correcting the situation.
Big Oil runs the energy markets and corrupt financial firms with the help of gov't keeps money in the hands of the rich and slowly steals it from the middle class to send them further down the economic scale.
Oil is down....gas prices are not! So who gives a crap! Funny gas prices go up with the price of oil immediately on the rise but never drops in the same way.....I find that quite curious??? Because I know someone somewhere is stuffing it up our ass!!!!!