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| Boat Fishing & Boating A new forum at Striped-Bass.com for those fishing from boats and for boating in general |
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03-21-2011, 05:14 PM
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#1
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"Fishbucket"
Join Date: Feb 2004
Location: Bahston Hahbah
Posts: 6,588
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Charterboat insurance?
I have allstate(I meant travelers) for my boat insurance. Who do you have and what do you pay?
Any companys that let you pick your days? As in: your a charterboat on the weekends but private other times? Or is it, once your a charterboat, you pay full charterboat insurance for the whole year??
Last edited by thefishingfreak; 03-21-2011 at 05:25 PM..
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03-21-2011, 05:18 PM
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#2
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lobster = striper bait
Join Date: Jul 2002
Location: Popes Island Performing Arts Center
Posts: 5,871
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Allstate isn't known for boat coverage.
Talk to someone who handles Travelers.
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Ski Quicks Hole
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03-21-2011, 05:25 PM
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#3
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"Fishbucket"
Join Date: Feb 2004
Location: Bahston Hahbah
Posts: 6,588
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I have travelers. Not allstate. Whoops.
Posted from my iPhone/Mobile device
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03-21-2011, 05:38 PM
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#4
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lobster = striper bait
Join Date: Jul 2002
Location: Popes Island Performing Arts Center
Posts: 5,871
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Quote:
Originally Posted by thefishingfreak
I have travelers. Not allstate. Whoops.
Posted from my iPhone/Mobile device
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Talk to your agent, they should be able to get you all the info. |
Ski Quicks Hole
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03-22-2011, 07:23 AM
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#5
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zoom
Join Date: Apr 2002
Location: Quincy
Posts: 4,145
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Occasional charter, lots less money.
So sole use is not charter.
So your covered.
I'll dig out the ones I got quotes and used.
Way better prices. I'll PM ya.
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~..~..~.. ><((((º>
Things done at the last possible minute are done with the greatest possible information. Procrastination is, therefore, the most efficient means of doing things.
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03-22-2011, 07:58 AM
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#6
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Registered User
Join Date: Oct 2003
Location: Marblehead, MA
Posts: 865
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I looked into it a long time ago. I had a plan of doing a few harters here and there to help with fuel costs. The insurance ended up being about 3 fold my normal insurance, plus the recommended selling the boat to a LLC to protect home assets. I ended up bailing on the whole plan......
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03-22-2011, 08:29 AM
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#7
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Registered User
Join Date: May 2008
Location: Mansfield, MA
Posts: 5,238
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Quote:
Originally Posted by saltyric
plus the recommended selling the boat to a LLC to protect home assets. I ended up bailing on the whole plan......
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I'm sorry about being a bit off topic, but... Do charter guys run a sole proprietorship? That's a whole lot of personal liability that I can imagine taking on. Especially with all the potential risks that come with having people on your boat. |
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03-22-2011, 08:32 AM
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#8
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zoom
Join Date: Apr 2002
Location: Quincy
Posts: 4,145
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Quote:
Originally Posted by JohnnyD
I'm sorry about being a bit off topic, but... Do charter guys run a sole proprietorship? That's a whole lot of personal liability that I can imagine taking on. Especially with all the potential risks that come with having people on your boat.
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1,000,000 in liability coverage. |
~..~..~.. ><((((º>
Things done at the last possible minute are done with the greatest possible information. Procrastination is, therefore, the most efficient means of doing things.
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