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Benefits are extremely important. It's unrealistic to expect that you are not going to eventually experience a decline in health.
Personally, I think affordable health care would spur a rise in entrepreneurship and open up a lot of jobs. I know several people who can afford to retire now, but can't afford to retire and buy health insurance at the current premiums. I know several other people, talented individuals, who would be working for themselves, if it were not for health care costs.
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