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My dad brought up an interesting point. He actullay has sailed the Southern Oceans and most of all had to buy insurance for the boat. He thinks that the insurance company will not pay any claim becuase there was no one on watch when the wave hit. Her mother stated that Abbey was below deck on the sat phone with her when the wave stuck, thus no one on watch. There was a clause in his policy that stated there must be a crewman on wacth at all times, while at sea. Interesting point.
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