Quote:
Originally Posted by CTSurfrat
I am a CT teacher and wish I didn't have to belong to the union. I pay over $800 a year in dues! It drives me nuts that I contribute money to an organization that supports politicians I don't agree with and coddles/protects workers that should be fired. In terms of amount paid by CT teachers toward benefits, we have 7% of our salary deducted automatically from our pay for retirement. We pay no social security, but we don't get any benefits from it when we retire. To get the maximum retirement - about 70% of the salary we have to work 35 years. In my district we contribute 18% of the cost of our medical insurance - which will undoubtedly continue to go up.
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I really respect someone who would opt out of the union, and I like hearing your reasons. I am sincerely impressed.
"we have 7% of our salary deducted automatically from our pay for retirement."
And for that 7% deduction, you get a pension that costs several times what your contributions, and their earnings, could ever pay for. That's where we (taxpayers) get screwed. I put 15% of my pay into my 401(k), and whatever I can accumulate on my own, is what I have to live on. You get to put 7% of your pay into your pension, and your pension is guaranteed. Meaning, when your contributions aren't NEARLY enough to pay for the insane benefits your pension promises, we (taxpayers) have to pay the rest.
If I am forced to live on whatever I can accumulate on my own, I see no earthly reason why public servents getthis golden guarantee. And that guarantee will cost our state tens of billions that we don't have.
Healthcare is the same thing. yes, you pay for some of the cost of your healthcare, but not NEARLY what the average person pays in the private sector. I respect teachers, and wish you were all billionaires. But there is a limit to what we can reasonably afford, but your union doesn't want to hear any of that.
"We pay no social security, but we don't get any benefits from it when we retire"
PLEASE, PLEASE do not pretend that you are making a "sacrifice" by not paying into social security. Nobody would voluntarily choose to pay into social security, if they could instead get a sweet pension. My social security taxes are used to fund the retirement of current retirees. In other words, I am paying for others to retire. Why don't teachers also have to pay to help others retire? Teachers really have it great here...by being exempt from social security, they don't have to fund anyone else's retirement. But because your pension is guaranteed (and because your contributions won't be nearly enough), everyone else has to pay for your retirement. Teachers aren't forced to fund anyone else's retirement, yet everyone else is forced to pay for teachers' retirement. How on Earth is that fair?
'In my district we contribute 18% of the cost of our medical insurance "
In the CT private scetor, on average, we pay 30% of the cost of our health insurance, and we generally have higher co-pays as well.
Here's whatr also gets me. Whenever someone like me says "geez, we need to tighten our belts here", your union responds by screaming that I do not like children. It's never a discussion about the mathematical facts, it's always an emotional appeal about the welfare of kids.