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In mass an electrical inspector can issue a permit to a licensed electrician
and not have to worry about liability issues. When a home owner gets a wiring permit the inspector is liable as the homeowner has no license and under ma law may not wire. In the community I worked in we did not issue permits to homeowners doing their own wiring. Usually what would happen is the homeowner would get a permit have the work inspected and after the inspector signed off would go to town with all kinds of wiring beyond the permit. Insurance companies do not like unlicensed individuals performing work, it cost them too much.
Contractors need 5 years experience (may have been reduced to 3) in the field, or a combination of schooling and work to sit for the exam, PE's and architects do not need a license as they test to a higher level than the code requires and now there is a continuing ed requirement for contractors. Actually with the way codes are being written today you need the continuing ed just to keep up.
Ed
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