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2 years ago my wife and I decided to max out at 17% our 401K's. Shes 31 im 32 and weve been doing it for 2 years along with our companies 50% match up to a certain %. Best decision weve made. We spend pretty freely as well, but doint have to think about putting it away all the time. At this pace by the time were 55 we should be in pretty good shape. On top of some property. Crossing my fingers. Alot can happen in 25-30 years.
best thing we did and recommend is sitting down with a finacial advisor. He helped us prioritize alot. (although he told me t hold off on a new boat....ignored that)
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