do not know what U R covered for but the norm under a thou no surcharge...do not take my word for it...ask your insurance company
My wife recently backed into garage door channel with door opened...knocked door out of alignment, hard to close...went to body shop cost 55 bucks to re align and touch up paint...it did not dent the door.
here is the hard part....I can not do any work anymore(health)...home depot straight channel cost about ten bucks....well happened on a Saturday...had to call overhead door...being Saturday cost double time 150 per hr. cost me 300 bucks for 20 minutes work.....
Hybrid Mode
