I carry a jacket with a hood in the good weather (light goretex) . In the cold weather , i wear the heavier jacket with a hood anyway. I think you need a hood in the fall , it retains so much heat in addition to keeping you dry. I also like the hood for the heavy weather to have a little visor on it. mine is only about an inch long but it menas the water drips past my face instead of running down it.
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