Ya dave don,t get to shoot quality much anymore /I have big money tied up in 35Mm & don,t want to spend the [big] bucks for a professional grade digital ..
I do miss the art show thru ///
Houses are presently being foreclosed .quicker than being sold ==== I have to really wonder what F#$%^&*( idiot came up with 100% finincing [sp] & better yet what nitwits lenders gave them the money ;;
its a no f #$%^789 brainer ==== ie early/mid 30,s a couple sick of paying a grand for rent ========= they have descent credit // but no money --------so they do the 100% & ask the seller to pay the closing cost ===if done right =they get a house for the cost of the inspection & homeowners insurance ...
now they have a 1800-2000 a month payment - they fall only two months behind ..they can,t catch up // no equity or money in the house -soooooooooooooo they walk ===== then cancel their insurance & they feel like they just received a bonus ...
I have a house in contract [NOW} the borrowers put a $1000 down & asked for closing cost - which means they may get the $1000 back & ITS A 50 YEAR F $%^&*() YEAR MORTGAGE
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