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Well I don't know that I would purchase new but I guess that's a preference.
Quick thoughts on financing, in my experience they will extend boat loans out much further than auto, typically 8 - 12 years, won't finance amount below $10,000, and interest rates will be somewhere comparable to those of a personal loan from a traditional lender - possibly slightly lower.
I used Foxboro Savings, I believe the guys name was Ed Rand and was very happy, took out a 10 year note at 8.9%, with no pre-pay penalty, was able to pay the loan off early and only paid about $500 total in interest
Good luck!
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